PERMANENT LOAN PROGRAM

---

NO INCOME VERIFICATION PROGRAM FOR INVESTMENT 1-4 FAMILY, CONDOS, MULTIFAMILY, MIXED USE, RETAIL, OFFICE, WAREHOUSE, LIGHT INDUSTRIAL, SELF STORAGE AND AUTO REPAIR PROPERTIES. RESTAURANTS & CHURCHES ALSO CONSIDERED. 

• Ideal for self-employed borrowers

• Based primarily on property value and condition

• 30 year fixed rates

Loan Amounts: $100,000-$3,000,000 

Loan to Value: 75% maximum. 90% CLTV on purchases

Amortization/Term: 30 years

Rates:  Competitive market rates

 Interest only option also available

Origination Points: Flexible. No point option also available

Prepayment Penalties: Flexible

DSCR Requirements: None required on 1-4 family properties

Credit Score requirement: None

Lending Coverage:  All states with the exception of CA, AZ, NV, AK, HI, SD, ND, MI, IL, MN